Merchant services in Rhode Island
Merchant services companies in Rhode Island work behind the scenes to ensure smooth and efficient financial transactions. Katalyst OS is a cost-effective one-stop-shop for everything your restaurant needs to run smoothly — from table management to ordering, payments, loyalty, and more.

- Save 15–20% on credit card processing fees on average
- Save 15–20% on software fees
- Consolidated platform built by restaurant owners specifically for restaurants
What makes Katalyst OS different?
There are countless point of sale (POS) systems out there — why should you choose Katalyst as your merchant services partner? Here are the highlights. Need more details on our processing solutions? We’ve got you covered below.
Katalyst OS vs the rest
A side-by-side look at what comes built in — versus what you’ll pay extra for, integrate yourself, or live without.
| Feature | Katalyst OS | Toast | Aloha | SpotOn |
|---|---|---|---|---|
| Cloud point of sale | — | |||
| Payment processing | ||||
| Reservations | — | — | ||
| Waitlist and table management | — | — | ||
| Loyalty program | — | |||
| Gift card program | ||||
| Kitchen display system | — | |||
| Handhelds | ||||
| QR code order and pay at table | — | — | ||
| Online ordering | ||||
| Catering | — | — | ||
| Dual pricing capable | ||||
| Branded mobile app | — | — | — | |
| Self-order kiosk | — | — | ||
| Open API | — | — | — |
Everything you need, all in one place
Six things Katalyst handles natively that most merchant services providers leave you to integrate yourself.
Pay any way
Choose between chip, tap-to-pay, QR code order and pay, self-order kiosks, or all of the above. With our built-in loyalty program, customers earn points and loyalty dollars on every spend that they can apply directly as payment.
Own your data
Get inside your customers’ heads with analytics and reporting. From the moment you start using Katalyst, guest information and preferences are stored for future use. Access, customise, and export customer data to send marketing campaigns, forecast demand, and engage with guests.
Kitchen display
Tickets get backed up quickly. Our kitchen display system updates your back-of-house with real-time orders — straight from guests’ fingertips to your chef’s line. This boosts efficiency, quality, and consistency while minimising costly errors.
Online ordering and in-house catering
Skip third-party delivery-app price-gouging. Our online ordering system (included with the platform) lets guests order pickup or large-party catering directly from the restaurant. Plus a restaurant app builder that custom-brands to your look and feel.
Built-in hosting
Hosts traditionally manage tables, reservations, and waitlists. There’s no need to juggle a separate tool — Katalyst makes reservations, manages tables, and starts waitlists, all natively in the POS.
Continuous support
From first contact through installation and beyond, our team walks you through setup, trains your staff on Katalyst, and installs every device. If you ever hit a snag, our 24/7 support team is one tap away.
Rhode Island restaurant solutions
Katalyst POS seamlessly fits any dining business — from full-service restaurants to laid-back food trucks. We do more than food, too. Any business in the hospitality industry will benefit from our efficient and powerful Flex POS.
Credit card and payment processing
You got into the restaurant business because you love food, not credit card processing. Let us handle the not-so-fun side of things so you can focus on food and the guest experience. Our POS processes every digital transaction — debit or credit — securely, with peace of mind for both merchants and clients.
Frequently asked questions
What are merchant services?
Merchant services are the financial services that let businesses accept and process payments from customers — debit card and credit card transactions, plus all other forms of electronic payment. Whether you run a five-person café or a five-hundred-seat restaurant, merchant services are essential for smooth, secure transactions.
What are merchant service examples?
Katalyst is an example of an all-inclusive merchant services company. We don’t just accept credit card payments — we also handle online ordering, reservations, data management, kitchen display systems, and more.
What are the hardware costs?
Hardware starts at $650 per station, with handheld devices available. We have zero hidden fees and zero cancellation fees, and we offer monthly financing — so payment plans can be tailored to your needs.
Are there monthly service costs?
Yes. Monthly service fees start at $70 per station or handheld device. The fee covers up-to-date technology and continuous platform improvements that keep your business running smoothly.
Areas we serve around Rhode Island
We offer merchant services across the entire state. Here are a few of the larger areas we serve:
- Providence
- Warwick
- Cranston
- Pawtucket
- East Providence
- Coventry
- Cumberland
- North Providence
- South Kingstown
- Johnston
- West Warwick
- North Kingstown
- Newport
- Bristol
Ready to upgrade your merchant services in Rhode Island?
A 30-minute walkthrough of the platform, tuned to how your operation actually runs.